Together as a unit, We empower finances

At SRG Multipurpose Cooperative Society, we offer a suite of products and services crafted to meet your financial needs and aspirations. Explore the opportunities that align with our motto: “Sow, Reap, and Glow with us,” as we guide you towards financial empowerment.

Products & Services We Offer

Explore a diverse array of services and products meticulously designed to align seamlessly with your unique needs. At SRG, we pride ourselves on providing offerings that cater specifically to you, ensuring a personalized and fulfilling experience.

Savings Account (Thrift)

  • Core of Co-operative Operations: Savings lies at the heart of what we do. Embrace the habit of saving for a rainy day, charting your income against expenses to determine the portion you can set aside for unforeseen circumstances.

  • Personalized Interest Earnings Savings Account: Secure your savings and watch them grow effortlessly in our interest-earning account, complete with monthly interest payments. Get started today with just N5,000 as your minimum balance. Join now and start earning!

  • Target Savings: Save towards specific objectives or asset acquisition with our target savings accounts. Enjoy higher interest rates, but be mindful that accessing funds from this account before the specified tenor may incur penalties.

Personal/Business Loan Account

  • Short-Term Loans: Secure short-term loans against your savings to meet urgent needs. The loan amount is set at twice your cumulative savings and share value.

  • Flexible Borrowing: Beyond the set limit, we offer flexibility for members with a proven repayment ability. In certain cases, a guarantor may be required.

Lease Finance Account

  • Easy Access to Assets: Acquire home appliances, equipment, or cars with only a 20% initial down payment. Repayments are spread over six months. Equipment financed must be insured, with the cooperative noted as the loss payee.

Payday Loans/Salary Advance

  • Timely Financial Support: Members in paid employment can access payday loans/salary advance for urgent needs. Repayment options include a single bullet repayment or installment payments. Non-members can apply, with a member acting as a guarantor.

Financial Advisory and Training

  • Continuous Learning: Embrace continuous learning and development with our periodic training sessions. Gain insights into organizing finances, making sound investments, improving lifestyle, and enhancing health.

  • Leadership and Business Training: Enhance your leadership skills and grasp basic business processes such as accounting and internal controls through our comprehensive training programs.

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